Finance
Are you ready to take the wheel of your dream Kia? At Germain Kia of Columbus, we want to make your car ownership experience as smooth and as exciting as the open road itself! We invite all drivers in Columbus, Cleveland, and Cincinnati, Ohio, to discover the incredible benefits of our finance center.
Buckle up and start your journey toward your new Kia!
Consult Our Kia Financing Experts
Navigating the world of financing can feel like coasting down the road when you work with our Kia financing experts. Our experienced, passionate team has helped many customers over the years, and they can assist you in finding the financing solution that best fits your needs and budget.
Our friendly staff members genuinely want to help! They’ll take the time to give you the personalized attention you deserve. Feel free to ask us any questions that might pop up during the finance center experience.
Will You Buy or Lease Your Kia?
Our finance center team can provide you with all the necessary information to decide whether to buy or lease your next Kia. Each option has its perks.
When you choose to buy, you’re adding a vehicle to your life for the long haul. Each monthly payment contributes to building equity, and once you’ve paid off your loan, the car is yours to enjoy without restrictions on customization or mileage.
Leasing a Kia offers a different kind of driving experience, offering flexibility and variety. When you lease, you’re essentially renting the vehicle for about two to three years. This means you get to drive the latest models with the most advanced features on a regular basis, usually enjoying a lower down payment and monthly payments.
Whichever path you choose, our experts will guide you through the process. They’ll use their connections to local lenders and knowledge of Kia leasing options to assist you with your chosen path. Whether you decide to buy or lease, one thing is certain—your Kia adventure starts here.
How to Trade In Your Car
Are you considering selling your current vehicle to help finance your new Kia? Your vehicle’s trade-in value depends on factors such as make, model, year, condition, and mileage. Our team can help you navigate the trade-in process.
Before you bring your vehicle in for an appraisal, make sure you have all the necessary documents, including the title, registration, and any maintenance records. You may also want to take the vehicle to the car wash and handle any necessary repairs to boost its value. Then, one of our experienced appraisers will inspect your vehicle and make you a final offer.
If you accept the offer and complete the necessary paperwork, the trade-in value will be applied to the purchase price of your new Kia, reducing the amount you need to finance. Trading in your car is a great way to get money for your next Kia purchase and send your former wheels to a better home.
Know Your Credit Score
Your credit score plays a significant role in determining the terms of your auto loan, so it’s important to know what it is. This three-digit number reflects your creditworthiness based on your credit history, showing lenders how reliable their investment is. A higher credit score typically results in better loan terms, including lower interest rates and monthly payments.
You can check your credit score for free through various online platforms or by requesting a credit report. Credit scores range from 300 to 850; any score between 800 and 850 is considered “excellent.” Knowing your score can help you become more informed as you start the process of buying a new Kia.
Do you want to boost your score? You can do so by paying your bills on time and ensuring your credit reports are accurate. Our finance center team has worked with customers of varying credit backgrounds, so we’re in your corner whether you have excellent credit or need to improve your score.
Use Our Online Financing Tools
Our team recognizes that your time is precious. You have a career and a family you care about. That’s why we offer online financing tools to make your experience more convenient. These include:
- Financing application: Applying for financing can be wonderfully easy! You can fill out our secure form to apply to be pre-approved from the comfort of your couch. Kick your feet up and get started!
- Value Your Trade tool: Do you want to sell your current car and make room in your garage for something new? You can find out how much your trade is worth before your visit by telling us a little about it.
- Payment calculator: This tool can estimate your monthly costs, comparing multiple vehicles and payment amounts to help you make an educated choice.
Your time is valuable—our digital tools ensure you use it wisely.
New Vehicle Specials and Kia Lease Deals
When you’re ready to get behind the wheel of a new Kia model, we suggest you check out our rotating vehicle specials. If your favorite vehicle is there, you can take advantage of that offer. We change our new vehicle specials regularly to help as many customers as possible, so check back next month, too.
Would you prefer to lease your next Kia? We offer lease deals on a wide range of Kia vehicles, with low monthly payments and flexible terms to fit your budget and lifestyle.
Whether you’re interested in buying or leasing, our finance team is here to help you find the best deal on your new Kia. Take advantage of our new vehicle specials and Kia lease deals today and drive home in the Kia of your dreams!
Visit Our Kia Finance Center
When it’s time to embark on the exciting journey of Kia ownership, the Germain Kia of Columbus Finance Center is your ultimate co-pilot. Drivers near Columbus, OH, are welcome to visit us to discuss their loan or leasing needs with our friendly and experienced team.
So, are you ready to get started? Apply for financing online today!
